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About Us

We are an AMFI registered financial advisor offering wealth management services primarily in Mutual Funds. The four pillars of our firm are values, client focus, integrity and risk consciousness. 

Our Philosophy

  • Significant returns are generated over the long-term
  • Investments into long term value creators cannot be timed
  • Funds that can generate sigificant value have multiple drivers
  • Investment discipline is key for maximum realization
  • Concentrated portfolio generates higher returns

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Features

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in mutual fund schemes.

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your profits & losses.

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Market Views

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Manage your wealth & track your family’s portfolio with one single login. You can easily and quickly invest in Mutual Funds from the app. Explore funds, view their performance and invest. Start an SIP or invest Lumpsum. Check out our recommendation of funds under Focused Funds. Whether you made profits or loss, check out from the reports. Simply Login and setup a 4 digit PIN for subsequent login so that you don’t need to enter your Username & Password every time. Download Now!

Mutual Funds

The Definition

A mutual fund is nothing more than a collection of stocks and/or bonds. You can think of a mutual fund as a company that brings together a group of people and invests their money in stocks, bonds, and other securities. Each investor owns shares, which represent a portion of the holdings of the fund.

You can make money from a mutual fund in three ways:

1) Income is earned from dividends on stocks and interest on bonds. A fund pays out nearly all of the income it receives over the year to fund owners in the form of a distribution.

2) If the fund sells securities that have increased in price, the fund has a capital gain. Most funds also pass on these gains to investors in a distribution.a

3) If fund holdings increase in price but are not sold by the fund manager, the fund's shares increase in price. You can then sell your mutual fund shares for a profit.

Funds will also usually give you a choice either to receive a check for distributions or to reinvest the earnings and get more shares.


 

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Market Views

Gilt Fund : A Necessary Asset Allocation Component

 

Gilt Funds are all season products. Especially for long term investors. More importantly, Gilt is a strong cover of value when credit risk perception rises. Thus portfolio value can be optimized by having right asset allocation. Take example of EPFO. Even for their HTM allocation, they tend to invest about 60% their allocation in Gilt assets. This they do so as to obtain around 6.7% plus yield for 30 yr with no credit risk to go. A rare opportunity in the world where yields in developed countries are tending to zero. Thus Gilt fund is a smart asset allocation call since it helps capture this high yield.

Thus, Gilt Fund is as critical to a debt allocation as Large/midcap/Smallcap fund is to equity investment component.

For that reason, Gilt fund be seen as a core part of stable portfolio solution rather than merely an opportunistic play.

 

Why to Invest in Kotak Gilt Fund:

 

Flight to safety - Gilt generally has Zero default risk. In crisis, Gilt demand increases as it is the asset of the ‘last resort’. Gilt protects value and hence attracts high flows in tough conditions.

High Liquidity - Secondary Gilt Market has daily trading liquidity of Rs 65 thousand cr and can handle high supply.

Performer in crisis - Depending on the market, Gilt funds are able to switch between carry, duration and blend strategy to generate performance. Thus, Gilt investments helps aggregate gains even in crisis time.

Dovish RBI Stance - Provides capital appreciation opportunity when RBI is easing rates & keeping liquidity high.

Structural changes - Index inclusion will bring in FII interest across the globe and may bring rates down. Similarly, higher domestic savings too may find way into Gilt.

 

Please click here for detailed Note on Kotak Gilt Fund: A Necessary Asset Allocation Component

 

  • India Inc over the last 3 years has seen multiple shocks – from demonetisation to key reforms like GST, RERA etc to credit freeze in aftermath of wholesale NBFC unable to get access to credit to current lockdown amidst the global supply and demand shock unleashed by Coronavirus. In the long journey of corporate India, these events almost seems like a big RESET button. A call to significantly change business practices, realign key business priorities in a changing landscape and massive consolidation across sectors.

 

  • ·       Covid19 – while initial impact was localised to Chinese economy and therefore the supply shock given large export from China, the spread of virus globally now risks creating a demand shock as well. While global coordination of policy makers and containment of virus and improvement in drugs to counter will reduce the longer term impacts of this shock, near-term demand and supply chains remain frozen amidst a significant drop in economic activity.

 

  • ·       While Indian government & RBI have announced few measures, we expect more measures to be announced given the unprecedented nature of events led by Covid 19. Amidst this uncertainty, Indian equities have seen large up and down moves in recent months.

 

  • ·       While near term uncertainty induces volatility in asset prices, in the long run, wealth creation in equities is a function as how businesses can profitably grow over their cost of capital sustainably. Given the long-range of reforms introduced as well as likely relief measures by government & RBI, we believe longer-term prospects of Indian equities is quite encouraging and we would advise investors to benefit from such induced volatility.

 

  • ·       Time in the market is more important than timing the market - recently, markets volatility has moved up and investors can benefit from this volatility by focusing on disciplined investing and asset allocation.

•       One of the biggest fallouts of the Covid crisis was seen in April with oil prices (WTI Crude) going into negative territory as inventory buildup, due to lack of demand, created a storage problem in the oil markets.

•       The lock down in India has been extended for the second time in India till the 17th of May, however several concessions were provided based on the classification of the entire country into Green, Orange and Red zones, depending on the number of cases in each region.

 

•       In the mutual fund space, Franklin Templeton wound up 6 of their debt schemes with over 30000 Crs of AUM as of 31st Mar 2020, citing inability to meet redemptions due to market liquidity conditions as a result of the Covid-19 crisis.

 

•       Earlier during the month RBI has announced several measures including a cut of reverse repo rate by 25 bps to 3.75 percent, LTRO 2 of 50000 cr that could be lent to NBFC’s and MFI’s

 

•       The current Gsec yield curve is quite steep. However we do expect further RBI action to introduce some amount of flattening.

 

Monthly Equity Market Outlook - June 2020 By Mr. Nilesh Shah, MD, Kotak Asset Management Co. Ltd.
03/06/2020 21:05:19
Monthly Debt Market Outlook - June 2020 by Ms. Lakshmi Iyer, CIO (Debt) & Head Products
03/06/2020 21:04:58
Monthly market Round Up: An overview of last month's market. #KMFMarketRoundUp (30th April 2020 - 29th May 2020)
01/06/2020 07:34:11
 

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+919702325087
Email aaagodigital@gmail.com
Address: Mumbai